[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ceskom.cz\/kde-pujcuji-podnikatelum\/#Article","mainEntityOfPage":"https:\/\/www.ceskom.cz\/kde-pujcuji-podnikatelum\/","headline":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","name":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","description":"Soukrom\u00ed podnikatel\u00e9 maj\u00ed tu v\u00fdhodu, \u017ee jsou jejich p\u0159\u00edjmy neomezen\u00e9 a oni si tak mohou vyd\u011blat klidn\u011b i p\u0159\u00edmo neskute\u010dn\u00fd bal\u00edk. Ov\u0161em v tomt\u00e9\u017e se ukr\u00fdv\u00e1 sou\u010dasn\u011b i nev\u00fdhoda, a to ta spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee p\u0159\u00edjmy podnikatel\u016f nejsou omezeny v \u017e\u00e1dn\u00e9m sm\u011bru, a tak m\u016f\u017ee doj\u00edt i k tomu, \u017ee se n\u011bkdo takov\u00fd t\u0159eba […]","datePublished":"2021-01-17","dateModified":"2021-01-17","author":{"@type":"Person","@id":"https:\/\/www.ceskom.cz\/author\/#Person","name":"","url":"https:\/\/www.ceskom.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ceskom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ceskom.cz\/wp-content\/uploads\/pras%C3%A1tko%20a%20mince_4.jpg","url":"https:\/\/www.ceskom.cz\/wp-content\/uploads\/pras%C3%A1tko%20a%20mince_4.jpg","height":0,"width":0},"url":"https:\/\/www.ceskom.cz\/kde-pujcuji-podnikatelum\/","about":["Web"],"wordCount":433,"articleBody":"      Soukrom\u00ed podnikatel\u00e9 maj\u00ed tu v\u00fdhodu, \u017ee jsou jejich p\u0159\u00edjmy neomezen\u00e9 a oni si tak mohou vyd\u011blat klidn\u011b i p\u0159\u00edmo neskute\u010dn\u00fd bal\u00edk. Ov\u0161em v tomt\u00e9\u017e se ukr\u00fdv\u00e1 sou\u010dasn\u011b i nev\u00fdhoda, a to ta spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee p\u0159\u00edjmy podnikatel\u016f nejsou omezeny v \u017e\u00e1dn\u00e9m sm\u011bru, a tak m\u016f\u017ee doj\u00edt i k tomu, \u017ee se n\u011bkdo takov\u00fd t\u0159eba i sebev\u00edc sna\u017e\u00ed, a p\u0159esto si nevyd\u011bl\u00e1 klidn\u011b v\u016fbec nic, ba naopak m\u016f\u017ee v\u00e9st jeho po\u010d\u00edn\u00e1n\u00ed i k prod\u011blku.Pen\u00edze jsou prost\u011b n\u011b\u010d\u00edm, co pr\u00e1v\u011b soukrom\u00fdm podnikatel\u016fm nikdo nezaru\u010duje. A i kdyby tito m\u011bli um\u00edrat hlady, je to t\u011bm ostatn\u00edm jedno.Ale a\u017e tak daleko se to nem\u016f\u017ee nechat doj\u00edt. A kdy\u017e tak n\u011bkomu jeho podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed, je prost\u011b nutn\u00e9 sehnat pen\u00edze n\u011bkde jinde. A to t\u0159eba i za cenu toho, \u017ee si je n\u011bkdo takov\u00fd jenom p\u016fj\u010d\u00ed.I p\u016fj\u010dka m\u016f\u017ee nejednou p\u0159ij\u00edt soukrom\u00fdm podnikatel\u016fm vhod. A to proto, \u017ee i tou se daj\u00ed nahradit v\u00fdpadky v rozpo\u010dtu do doby, ne\u017e se v\u0161e zase obr\u00e1t\u00ed k lep\u0161\u00edmu. Ov\u0161em aby se tak stalo, je t\u0159eba zajistit, aby se n\u011bjak\u00e1 ta dostate\u010dn\u011b v\u00fdhodn\u00e1 p\u016fj\u010dka v\u016fbec z\u00edskala. A to ur\u010dit\u011b nen\u00ed samoz\u0159ejmost.I kdy\u017e n\u011bkdo takov\u00fd p\u016fj\u010dit skute\u010dn\u011b pot\u0159ebuje, i kdy\u017e m\u00e1 tento jen ty nej\u010dist\u0161\u00ed \u00famysly, m\u016f\u017ee narazit na odm\u00edtnut\u00ed. A to klidn\u011b i nejednou. A to z toho prost\u00e9ho d\u016fvodu, \u017ee se u v\u011bt\u0161iny p\u016fj\u010dek vy\u017eaduj\u00ed z\u00e1ruky spl\u00e1cen\u00ed, je\u017e jsou natolik zna\u010dn\u00e9, \u017ee je podnikatel v nesn\u00e1z\u00edch zkr\u00e1tka nen\u00ed schopen splnit.A pak, kdy\u017e u\u017e se zd\u00e1 v\u0161e beznad\u011bjn\u00e9, se objev\u00ed sp\u00e1sa, kterou je americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Ta je toti\u017e dostupn\u00e1 i hodn\u011b problematick\u00fdm \u017eadatel\u016fm, i mnoh\u00fdm z t\u011bch, jim\u017e by jinde nevyhov\u011bli.A co takov\u00e1 nebankovn\u00ed hypot\u00e9ka obn\u00e1\u0161\u00ed? Tady sta\u010d\u00ed vlastn\u011b jenom m\u00edt na dohodnut\u00e9 spl\u00e1tky a zaru\u010dit se za \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed t\u00edm, \u017ee se d\u00e1 nebankovn\u00ed spole\u010dnosti do z\u00e1stavy nemovitost. A r\u00e1zem je prakticky jist\u00e9, \u017ee se p\u016fj\u010dka poskytne. A podnik\u00e1n\u00ed m\u016f\u017ee b\u00fdt spaseno, by\u0165 by byly probl\u00e9my jeho provozovatele sebev\u011bt\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","item":"https:\/\/www.ceskom.cz\/kde-pujcuji-podnikatelum\/#breadcrumbitem"}]}]